Thanks for the wealth of info, @Pathfinder 🙏 You're just the person I have all the questions for because you own the two vehicles on the top of my list.
I've pretty much ruled out the Tacoma because the payload capacity is just too low, though the stock collision avoidance is a really nice perk that doesn't come on the 4Runner or Fords. The 4Runner and the F150 Supercrew are what I'm weighing. The new price on a 4x4 4Runner with lockers is about the same as the F150 XLT Supercrew 4x4 FX4 (So many options!), but at 15-30k mile F150 is significantly cheaper. My rational side says buy a used F150. I do plan to take whatever I buy on high clearance 4x4's trails, but not rock crawling. So, will the extra 5" in width on the F150 be a deal-breaker? I don't think so, but I know on occasion the F150 would get in some really trick situations.
How's 4-LO gearing compare on the FX4 and 4Runner? And how do you like the Ecoboost? It's nuts that the 3.5L Ecoboost puts out 470 ft-lbs of torque! Definitely beneficial for towing, but it also seems super useful for some steep, high elevation 4x4 roads.
When I went from 31's to 33's on my '95 4Runner, the slight change in ground clearance was transformational. It was just enough to avoid bottoming out and damage on some gnarly trails like Hell's Revenge in Moab. So, that's why I say I'd like 33's. Actually, I heard some people put 35's on the new F150's without mods. I don't buy it. I bet they rub.