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    • No, I actually think it has to do with competition from other jobs. When tech got cool, suddenly, more and more top students at target schools started to go to the West Coast. Silicon Valley was this new, disruptive place where  teenagers were billionaires and people wore jeans to work. Hedge funds got cool, too, where investors are able to work less and make multiples of what the top earn in banking. So, people have more options now.