This article really had some surprises in it regarding costs of health care.
"It’s one of the most common tests in medicine, and it is performed millions of times a year around the country. Should a metabolic blood panel test cost $11 or $952?"
"If you’re a patient seeking a metabolic blood panel, good luck finding out what it will cost. Although hospitals are now required to publish a list of the prices they would like patients to pay for their services, the amounts that medical providers actually agree to accept from insurance companies tend to remain closely held secrets. Some insurance companies provide consumers with tools to help steer them away from the $450 test, but in many cases you won’t know the price your insurance company agreed to until you get the bill. If you have an insurance deductible, a $400 — or even a $200 — bill for a blood test can be an unpleasant surprise."
In San Francisco the average negotiated price for a C-Section in 2016 was $24,200. But in Houston it was only $8,600. That is quite a difference.
And it can make a huge difference in the insurance premiums if if the insured doesn't get a blood test or an operation. The average C-section in the San Francisco Bay Area is three times more than one near Louisville, KY.