Throughout my academic and professional life I have traveled to a number of frontier markets, places off the beaten path that haven’t achieved a great deal of development where a lot of people are struggling economically. During graduate school in London I took a course in development economics and studied economies where people don’t have access to capital, there’s not much investment coming through, and they lack a lot of opportunity. Then I went to a regular type of corporate job in New York, working as a management consultant with companies in Africa and Latin America where I continued to observe and ponder this same issue. In 2006 the Bangladeshi economist Muhammad Yunus won the Nobel Prize for his work in microfinance with founding his Grameen Bank. And that’s where the practical part of it clicked for me. He focused on small groups of females in these types of markets where he’d provide micro-loans to them and they would start or invest in their small businesses, and his results were really amazing. So I thought that might be a way of going about it. I continued to work for a couple of years, and then I decided in 2010 I decided to leave the corporate world to start my own company and my own charity, and so that’s where I decided to start SKI Charities.